Andres Garcia-Amaya of Zoe Financial On The 5 Essentials for Smart Investing

Typically, most financial illiteracy is attributed to a lack of education. While, no doubt, there is ample need for financial education to be taught in classrooms, I’d also say the financial industry makes it unnecessarily complex to access and understand. In school, people aren’t taught about saving for retirement, how to invest, or even the dangers of credit card or student loan debt. But then, as adults, there is a ton of jargon… “401ks, IRAs” that is very confusing, and the industry.

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